Ben Evert.com » Saving Tips

9 Dumbest Things You Do With Your Money

ben — Thu, 04 Feb 2010 10:19:51 +0000

Business News

1. Falling in Love … With Your Investments
2. Chasing a Fantasy
3. Equating “On Sale” With “Good Deal”
4. Retaliatory Spending
5. Hanging On to Debt
6. Parental Martyrdom
7. Cyber Insecurity
8. State of Denial
9. Hoarding Money

Source: CBS News

9 Survial Basics From Depression Era Kids

ben — Thu, 14 Jan 2010 10:29:10 +0000

Money Tips

1. Play outside.

2. Write letters.

3. Keep your government job or any not-overly-exciting-but-stable position.

4. Grow meals in the backyard.

5. Generate as much income as possible.

6. Get government-sponsored training.

7. Stay put.

8. Move to where the jobs are.

9. Share.

Source:Wisebread

7 Financial Tips For Newlyweds

ben — Thu, 10 Dec 2009 19:56:50 +0000

1. Before getting married, open your communications regarding money.

2. Live below your means.

3. Plan and set your goals together as a team.

4. Arrange your affairs in a tax efficient matter.

5. Have regular “financial” family meetings.

6. If you have dependents, get disability/life insurance, a will and an estate plan!

7. Read and follow the book “Smart Couples Finish Rich.”

Source:Million Dollar Journey

Eleven Tatics For a Cheaper Christmas

ben — Thu, 03 Dec 2009 19:45:33 +0000

Decorate in a sentimental fashion.

Write thoughtful notes, not mindless cards.

Focus on thoughtful gifts, not showy or expensive.

Make gifts for more casual exchanges.

Be selective about the gift exchanges you participate in.

Set a strict dollar limit for what you will spend on each person.

Buy one nice gift instead of multiple less expensive gifts.

Start shopping early for those gifts – the earlier the better.

Stagger gift purchases so that you’re not putting the purchases on credit.

Use newsprint for wrapping paper.

Start an automatic savings plan for NEXT Christmas NOW.

Source:The Simple Dollar

A Guide To Winterizing Your Home

ben — Thu, 12 Nov 2009 05:00:39 +0000

Winter is approaching and in much of the United States, that means very cold temperatures, snow, and ice. Here in the upper Midwest, it gets particularly nasty: we had some amount of ice or snow on our driveway nonstop from October to April last winter.

As a homeowner, this change in the season means one thing: what do I need to do to protect my enormous investment in this house from the brutal change in the weather and keep money in my pocket?

12 Actions For Saving Money

ben — Thu, 10 Sep 2009 04:04:01 +0000

1. Utilize the library.

2. Use online bill pay.

3. Get your paycheck direct deposited.

4. Make your own lunch and take it to work with you.

5. Stay home.

6. Set up an automatic savings plan.

7. Build an emergency fund.

8. Stop smoking or drinking.

9. Use the “envelope” system.

10. Stop looking at ads.

11. Ditch cable television.

12. Drink more tap water.

Source: The Simple Dollar